MIME-Version: 1.0 Content-Type: multipart/related; boundary="----=_NextPart_01C9013C.09E83C10" This document is a Single File Web Page, also known as a Web Archive file. If you are seeing this message, your browser or editor doesn't support Web Archive files. Please download a browser that supports Web Archive, such as Microsoft Internet Explorer. ------=_NextPart_01C9013C.09E83C10 Content-Location: file:///C:/51522913/HHIV_statement_of_insurance_coverages.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Statement of Insurance Coverage

Hiller Highlands Four Association

30 Schooner Hill

Oakland, CA 94618-2335

Statement of Insuran= ce Coverage

 

California Civil Code Section 1365.9 requires t= hat your Association provide notice of the amount and type of insurance carried= by the Association.  The Associat= ion carries the levels of insurance specified by Civil Code Section 1365.9, and pursuant to that section, owners may be individually liable to pay the amou= nt of any judgment which may be rendered in favor of a plaintiff bringing an action in tort arising solely by reason of an ownership interest in the com= mon area which exceeds the limits of the Association's insurance.  Contact the Treasurer if you have questions about this summary.

 

Please note that none of the Association’s policies provide coverage for individual units.

 

Policy/carrier/peri= od/notes

Limit

Deductible

Policy: Commercial Crime/Fidelity Bond

Carrier: Hartford Fire Insurance Company  #57BDDAI9402

Period: 7/11/2008 to 7/11/2009

Notes:

$400,000

$1,000

Policy: Commercial General Liability

Carrier: Philadelphia Insurance  #PHPK317707<= /o:p>

Period: 7/11/2008 to 7/11/2009

Notes: Limit is for each occurrence, aggregate is $2,000,000.  Includes Non-Owned Auto coverage= .  See Excess/Umbrella below

$1,000,000

None

Policy: Commercial Property (common area)

Carrier: Philadelphia Insurance  #PHPK238198<= /o:p>

Period: 7/11/2008 to 7/11/2009

Notes: Excludes windstorm (trees & shrubs), earthquake and flood

$1,400,000

$1,000

Policy: Directors and Officers Liability

Carrier: American International Co.  #6621640

Period: 7/11/2008 to 7/11/2009

Notes: See Excess/Umbrella below.

$2,000,000

$5,000

Policy: Umbrella (excess) Liability

Carrier: Philadelphia Insurance  #PHUB240796<= /o:p>

Period: 7/11/2008 to 7/11/2009

Notes:  Excess over the limits of the Co= mmon Area Liability (but excluding Non-owned Auto).

$2,000,000

None

Policy: Workman’s Compensation

Carrier: State Compensation Insurance Fund

Period: 1/1/2008 to 12/31/2008

Notes:

N/A

None

 

 

 

NOTE:  the association strongly recommends that each owner include “Loss Assessm= ent Coverage” as part of their Property Insurance policy – this coverage pays for an assessment from an association of property owners under specific circumstances.  In the event of the a major catastrophe (as was the case with the 1991 Oakland Firestorm), it is possible that the Hiller Highlands Four Association may f= ind it necessary to levy such an assessment despite coverage provided by the various insurance policies indicated above.

 

Updated: Aug 18, 200= 8

------=_NextPart_01C9013C.09E83C10 Content-Location: file:///C:/51522913/HHIV_statement_of_insurance_coverages_files/header.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii"

=  

HHIV statement of insurance coverage

Page = 1= of 1

------=_NextPart_01C9013C.09E83C10 Content-Location: file:///C:/51522913/HHIV_statement_of_insurance_coverages_files/filelist.xml Content-Transfer-Encoding: quoted-printable Content-Type: text/xml; charset="utf-8" ------=_NextPart_01C9013C.09E83C10--